QisstPay – Pakistan’s First Buy Now Pay Later Platform

Ever heard of buying a watch, clothes or small home accessories on installments?

Not yet?

Well, now there’s a platform that lets you buy the smallest stuff to the big one on installments.

And that too without any interest and markup.

QisstPay is Pakistan’s first, emerging “Buy Now Pay Later Platform” where you can buy anything on installment, be it shoes, bags, cosmetics, mobiles or even jewellery.

The products that qualify for QisstPay should be of Rs.1500 and above. And all you have to do is to shop from their store and pay them in easy installment via debit or credit card.

With the rise of fintech companies in Pakistan, the initiative seems big and promising. Also, there’s always an affordability issue, people see the product and leave it when they see the price. But now with quick and interest-free installment, everyone can shop their heart out with QisstPay.

The platform was founded in 2020 by Jordan S Olivas who believe that Pakistan is the best market for instant shopping on installment. With his startup, he wants people not to be left behind from buying their favorite products. That’s why QisstPay makes it easy and affordable for people.

Currently, it has more than 100 merchants on board and they are looking to expand with more products. Renowned online shopping platforms like elo, Xoha, and Ooh Lala have partnered with them to sell their products on installments. But QisstPay doesn’t pay their merchants on installments, it’s for buyers only. For merchants, they pay them once the product is selected by the customers.

How Does it Work?

1. Go to the app or website, select the store from where you want to buy the product. 
2. Head to check out and select to pay via QisstPay.
3. Once you link your debit card on the app, the next installment will be automatically detected after 30 days.
4. The merchant will deliver the order after you pay the first installment to QisstPay.

Other than an excellent idea, the company has also helped the Pakistani job market and the merchants by marketing their products free of cost. Currently, it has 30+ employees and is looking for more local talent to grow its startup.  It’s headquartered in Islamabad and making waves by letting people shop on the go anywhere in Pakistan. 

Apart from the idea, still, there are some fintech challenges in Pakistan like the slow adoption of financial technologies, lack of resources and lack of easy methods to access credits. We really hope QisstPay to keep up with their initiative amidst the challenges.

Anyhow, aren’t they making shopping easy?

Momal Tahir

I prefer books and diaries more than phones and Facebook. Soulfully connected to Pakistan. And I passionately believe that I can change the world through blogging.